Get Personal Loan Interest Rates,Personal Loan EMI Calculator,eligibility calculator at Loan adda. Online Apply Bank Loans HDFC,ICICI,IDFC. Get a step closer to your dreams and goals by availing our Personal Loans and meet your financial needs. You can avail a personal loan to meet unexpected expenses, a dream holiday, school or college fees, wedding expenditure, home improvement expenses or even purchase of consumer durables.
The illustration below indicates what to expect at every step during the loan evaluation process.
It helps understand how the credit decisioning works in banks and the steps they take before deciding to accept or reject a loan/ credit card.
Applicant Fill Out A Loan Application Form.
Documents Hand Over To The Bank.
Bank Check Your Reports And Cibil Score.
High Cibil Score Leads To Eligibility Check Basis Documentation.
Your eligibility for Home Loan is determined by the following factors:-
Most banks follow the same general rules in terms of document requirement. There may be a few changes in certain cases, in which case, our loan officers will guide you personally to complete the documentation process. Salaried individuals.