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LOAN AGAINST PROPERTY

Loan Against Property knowledge base : Everything you need to know before proceeding..

Loan Against Property is a secured loan in which property is used as a collateral to raise funds from a lending institution. The property being mortgaged can be residential property, commercial property, land, industrial property etc. The loan amount is ascertained by individual banks and is based on the market value of the property. The maximum amount is subject to LTV, which varies from 50-70 % of the market value of the property. For example, if your residential property (self occupied) is worth 100 lakhs in the market, you can avail a loan against property in the range of 60-70 lakhs depending on the lending institution and if you have commensurate income to pay the EMIs.

Since it’s a secured loan, the rate of interest is much better than an unsecured loan or a personal loan. Also these loans have a longer tenor of the loan, upto 15 years, making it easier to repay.

    Can be used for :-

  • Child Education.
  • Business Expansion.
  • Buying other property.
  • Debt Consolidation
Bank Branch Address
DHFL Kolkata Duck Back house, 1st Floor, 41 Shakespear Sarani, Kolkata - 700017.
DHFL Kolkata Syndication 1st Floor, 4N C Dutta Sarani, United Bank of India, Kolkata Milan Br, Kolkata - 700001.
DHFL Rashbihari Narayani Building, 2nd Floor , 112A Rashbihari Avenue, Kolkata, .West Bengal – 700029
SBI Bank KOLKATA MAIN SAMRIDDHI BHAWAN, 1 STRAND ROAD, KOLKATA 700 001
SBI Bank ALIPORE 24 BY 1 BY 1 ALIPORE ROADT KOLKATA W BENGAL 700027
SBI Bank BARASAT 12 BY 28 KNC ROAD, BARASAT, 24 PARGANAS, WEST BENGAL 700124
SBI Bank BHOWANIPORE 6 BY 1, RAMESH MITRA ROAD, DISTT. KOLKATA, WEST BENGAL 700025
SBI Bank BURRA BAZAR 195, M G ROAD, KOLKATA, WEST BENGAL, PIN 700007
ICICI Bank KOLKATA - R N MUKHERJEE 20, R N MUKHERJEE ROAD, KOLKATA - 700001
ICICI Bank KOLKATA - BALLYGUNGE RISHIKESH, 1/1, ASHUTOSH -CHOWUDHRY AVENU, BALLYGUNGE, KOLKATA - 700019
ICICI Bank KOLKATA - SALT LAKE BJ-140, SECTOR II, SALT LAKE CITY, KOLKATA - 700091
ICICI Bank KOLKATA - CHOWRINGHEE 36 CHOWRINGHEE ROAD, KOLKATA - 700071
ICICI Bank KOLKATA - SALT LAKE - SECTOR 1 ICICI BANK AC-4, SECTOR-1, SALT LAKE CITY - 700064
Tata Capital Kolkata Flat Nos.6C, 6th floor, Park Plaza, South Block, 71 Park Plaza, Kolkata - 700016
Tata Capital Salt Late 2 PS Srijan Tech Park, 11th FL, DN - 52, Sector - V, Salt Lake, Kolkata - 700091
Tata Capital Kolkata 53D, Mirza Ghalib Street (Free School Street), Besides Vijaya Bank, Kolkata - 700 016.
Tata Capital Nehru Road Tata Center, 1st Floor, 43 J L Nehru Road, Kolkata - 700071
Tata Capital Loudon Street 7/1A, Loudon Street, Kolkata - 700017
CITI BANK KOLKATA KANAK BUILDING, 41, CHOWRINGHEE ROAD, KOLKATA - 700071
CITI BANK BRABROAD ( KOLKATA) CITIBANK NA 9, BRABOURNE ROAD, GROUND FLOOR, KOLKATA-700001
HDFC Bank KOLKATA - STEPHEN HOUSE (BBD BAG) HDFC BANK LTD, STEPHEN HOUSE , 4 B.B.D. BAG - EAST ,KOLKATA, WEST BENGAL - 700 001
HDFC Bank KOLKATA - CENTRAL PLAZA 2/6 SARAT BOSE ROAD, CENTRAL PLAZA, KOLKATA, WEST BENGAL- 700 020
HDFC Bank KOLKATA - SALT LAKE - SECTOR 1 B A/3, SECTOR 1, SALT LAKE CITY, KOLKATA, WEST BENGAL - 700 064
HDFC Bank KOLKATA - GOLPARK 132/A, SOUTHERN AVENUE, DR.MEGHNAD SAHA SARANIGOL PARK, DHAKURIA, KOLKATA, WEST BENGAL- 700029
HDFC Bank KOLKATA - MADHYAMGRAM ROHINI SODEPUR ROAD, MADHYAM GRAM DIST, 24 PARAGANAS-NORTH, KOLKATA, WEST BENGAL - 743275
DHFL Kolkata Duck Back house, 1st Floor, 41 Shakespear Sarani, Kolkata - 700017.
DHFL Kolkata Syndication 1st Floor, 4N C Dutta Sarani, United Bank of India, Kolkata Milan Br, Kolkata - 700001.
DHFL Rashbihari Narayani Building, 2nd Floor , 112A Rashbihari Avenue, Kolkata, .West Bengal – 700029
ICICI Bank KOLKATA - R N MUKHERJEE 20, R N MUKHERJEE ROAD, KOLKATA - 700001
ICICI Bank KOLKATA - BALLYGUNGE RISHIKESH, 1/1, ASHUTOSH -CHOWUDHRY AVENU, BALLYGUNGE, KOLKATA - 700019
ICICI Bank KOLKATA - SALT LAKE BJ-140, SECTOR II, SALT LAKE CITY, KOLKATA - 700091
ICICI Bank KOLKATA - CHOWRINGHEE 36 CHOWRINGHEE ROAD, KOLKATA - 700071
ICICI Bank KOLKATA - SALT LAKE - SECTOR 1 ICICI BANK AC-4, SECTOR-1, SALT LAKE CITY - 700064
Tata Capital Kolkata Flat Nos.6C, 6th floor, Park Plaza, South Block, 71 Park Plaza, Kolkata - 700016
Tata Capital Salt Late 2 PS Srijan Tech Park, 11th FL, DN - 52, Sector - V, Salt Lake, Kolkata - 700091
Tata Capital Kolkata 53D, Mirza Ghalib Street (Free School Street), Besides Vijaya Bank, Kolkata - 700 016.
Tata Capital Nehru Road Tata Center, 1st Floor, 43 J L Nehru Road, Kolkata - 700071
Tata Capital Loudon Street 7/1A, Loudon Street, Kolkata - 700017
CITI BANK KOLKATA KANAK BUILDING, 41, CHOWRINGHEE ROAD, KOLKATA - 700071
CITI BANK BRABROAD ( KOLKATA) CITIBANK NA 9, BRABOURNE ROAD, GROUND FLOOR, KOLKATA-700001
HDFC Bank KOLKATA - STEPHEN HOUSE (BBD BAG) HDFC BANK LTD, STEPHEN HOUSE , 4 B.B.D. BAG - EAST ,KOLKATA, WEST BENGAL - 700 001
HDFC Bank KOLKATA - CENTRAL PLAZA 2/6 SARAT BOSE ROAD, CENTRAL PLAZA, KOLKATA, WEST BENGAL- 700 020
HDFC Bank KOLKATA - SALT LAKE - SECTOR 1 B A/3, SECTOR 1, SALT LAKE CITY, KOLKATA, WEST BENGAL - 700 064
HDFC Bank KOLKATA - GOLPARK 132/A, SOUTHERN AVENUE, DR.MEGHNAD SAHA SARANIGOL PARK, DHAKURIA, KOLKATA, WEST BENGAL- 700029
HDFC Bank KOLKATA - MADHYAMGRAM ROHINI SODEPUR ROAD, MADHYAM GRAM DIST, 24 PARAGANAS-NORTH, KOLKATA, WEST BENGAL - 743275
Axis Bank KOLKATA BRANCH 7, SHAKESPEARE SARANI  KOLKATA
Axis Bank GOLPARK 20,GARIAHAT ROAD  GOLPARK
Axis Bank KANKURGACHI P-35, CIT ROAD, SCHEME VII (M) MANICKTALA MAIN ROAD, KOLKATA
Axis Bank SALT LAKE CITY -KOLKATA BD-20, SECTOR I,  SALT LAKE CITY
Axis Bank BAGUIATI MANGALIK, H/H-19/1, VIP ROAD  BAGUIATI.
Magma Fincorp Gariahat 2nd Floor, 226B, Rashbehari Avenue, Gariahat, Kolkata, WEST BENGAL 700019
Magma Fincorp Park Street 24, Park Street, Park Centre, 4th Floor, Room No - 4A, Kolkata, WEST BENGAL 700016
Magma Fincorp Rajarhat 3rd Floor, Premises No-304, Block 4A, New Town, Rajarhat, Kolkata, WEST BENGAL 700156
Magma Fincorp Ecospace Business Park Block-3B, B201-202, Ecospace Business Park, Ambuja Realty Campus, Action Area II, New Town, Rajarhat, Kolkata, WEST BENGAL 700156
Magma Fincorp Barrackpore trunk road Ground Floor, 11, Barrackpore trunk road, Dunlop, Kolkata, WEST BENGAL 700056
Magma Fincorp Gariahat 2nd Floor, 226B, Rashbehari Avenue, Gariahat, Kolkata, WEST BENGAL 700019
Magma Fincorp Park Street 24, Park Street, Park Centre, 4th Floor, Room No - 4A, Kolkata, WEST BENGAL 700016
Magma Fincorp Rajarhat 3rd Floor, Premises No-304, Block 4A, New Town, Rajarhat, Kolkata, WEST BENGAL 700156
Magma Fincorp Ecospace Business Park Block-3B, B201-202, Ecospace Business Park, Ambuja Realty Campus, Action Area II, New Town, Rajarhat, Kolkata, WEST BENGAL 700156
Magma Fincorp Barrackpore trunk road Ground Floor, 11, Barrackpore trunk road, Dunlop, Kolkata, WEST BENGAL 700056
Axis Bank KOLKATA BRANCH 7, SHAKESPEARE SARANI  KOLKATA
Axis Bank GOLPARK 20,GARIAHAT ROAD  GOLPARK
Axis Bank KANKURGACHI P-35, CIT ROAD, SCHEME VII (M) MANICKTALA MAIN ROAD, KOLKATA
Axis Bank SALT LAKE CITY -KOLKATA BD-20, SECTOR I,  SALT LAKE CITY
Axis Bank BAGUIATI MANGALIK, H/H-19/1, VIP ROAD  BAGUIATI.
Tata Capital Kolkata Flat Nos.6C, 6th floor, Park Plaza, South Block, 71 Park Plaza, Kolkata - 700016
Tata Capital Salt Late 2 PS Srijan Tech Park, 11th FL, DN - 52, Sector - V, Salt Lake, Kolkata - 700091
Tata Capital Kolkata 53D, Mirza Ghalib Street (Free School Street), Besides Vijaya Bank, Kolkata - 700 016.
Tata Capital Nehru Road Tata Center, 1st Floor, 43 J L Nehru Road, Kolkata - 700071
Tata Capital Loudon Street 7/1A, Loudon Street, Kolkata - 700017
ICICI Bank KOLKATA - R N MUKHERJEE 20, R N MUKHERJEE ROAD, KOLKATA - 700001
ICICI Bank KOLKATA - BALLYGUNGE RISHIKESH, 1/1, ASHUTOSH -CHOWUDHRY AVENU, BALLYGUNGE, KOLKATA - 700019
ICICI Bank KOLKATA - SALT LAKE BJ-140, SECTOR II, SALT LAKE CITY, KOLKATA - 700091
ICICI Bank KOLKATA - CHOWRINGHEE 36 CHOWRINGHEE ROAD, KOLKATA - 700071
ICICI Bank KOLKATA - SALT LAKE - SECTOR 1 ICICI BANK AC-4, SECTOR-1, SALT LAKE CITY - 700064
Magma Fincorp Gariahat 2nd Floor, 226B, Rashbehari Avenue, Gariahat, Kolkata, WEST BENGAL 700019
Magma Fincorp Park Street 24, Park Street, Park Centre, 4th Floor, Room No - 4A, Kolkata, WEST BENGAL 700016
Magma Fincorp Rajarhat 3rd Floor, Premises No-304, Block 4A, New Town, Rajarhat, Kolkata, WEST BENGAL 700156
Magma Fincorp Ecospace Business Park Block-3B, B201-202, Ecospace Business Park, Ambuja Realty Campus, Action Area II, New Town, Rajarhat, Kolkata, WEST BENGAL 700156
Magma Fincorp Barrackpore trunk road Ground Floor, 11, Barrackpore trunk road, Dunlop, Kolkata, WEST BENGAL 700056
DHFL Kolkata Duck Back house, 1st Floor, 41 Shakespear Sarani, Kolkata - 700017.
DHFL Kolkata Syndication 1st Floor, 4N C Dutta Sarani, United Bank of India, Kolkata Milan Br, Kolkata - 700001.
DHFL Rashbihari Narayani Building, 2nd Floor , 112A Rashbihari Avenue, Kolkata, .West Bengal – 700029
DHFL Kolkata Duck Back house, 1st Floor, 41 Shakespear Sarani, Kolkata - 700017.
DHFL Kolkata Syndication 1st Floor, 4N C Dutta Sarani, United Bank of India, Kolkata Milan Br, Kolkata - 700001.
DHFL Rashbihari Narayani Building, 2nd Floor , 112A Rashbihari Avenue, Kolkata, .West Bengal – 700029
ICICI Bank KOLKATA - R N MUKHERJEE 20, R N MUKHERJEE ROAD, KOLKATA - 700001
ICICI Bank KOLKATA - BALLYGUNGE RISHIKESH, 1/1, ASHUTOSH -CHOWUDHRY AVENU, BALLYGUNGE, KOLKATA - 700019
ICICI Bank KOLKATA - SALT LAKE BJ-140, SECTOR II, SALT LAKE CITY, KOLKATA - 700091
ICICI Bank KOLKATA - CHOWRINGHEE 36 CHOWRINGHEE ROAD, KOLKATA - 700071
ICICI Bank KOLKATA - SALT LAKE - SECTOR 1 ICICI BANK AC-4, SECTOR-1, SALT LAKE CITY - 700064
Tata Capital Kolkata Flat Nos.6C, 6th floor, Park Plaza, South Block, 71 Park Plaza, Kolkata - 700016
Tata Capital Salt Late 2 PS Srijan Tech Park, 11th FL, DN - 52, Sector - V, Salt Lake, Kolkata - 700091
Tata Capital Kolkata 53D, Mirza Ghalib Street (Free School Street), Besides Vijaya Bank, Kolkata - 700 016.
Tata Capital Nehru Road Tata Center, 1st Floor, 43 J L Nehru Road, Kolkata - 700071
Tata Capital Loudon Street 7/1A, Loudon Street, Kolkata - 700017
CITI BANK KOLKATA KANAK BUILDING, 41, CHOWRINGHEE ROAD, KOLKATA - 700071
CITI BANK BRABROAD ( KOLKATA) CITIBANK NA 9, BRABOURNE ROAD, GROUND FLOOR, KOLKATA-700001
HDFC Bank KOLKATA - STEPHEN HOUSE (BBD BAG) HDFC BANK LTD, STEPHEN HOUSE , 4 B.B.D. BAG - EAST ,KOLKATA, WEST BENGAL - 700 001
HDFC Bank KOLKATA - CENTRAL PLAZA 2/6 SARAT BOSE ROAD, CENTRAL PLAZA, KOLKATA, WEST BENGAL- 700 020
HDFC Bank KOLKATA - SALT LAKE - SECTOR 1 B A/3, SECTOR 1, SALT LAKE CITY, KOLKATA, WEST BENGAL - 700 064
HDFC Bank KOLKATA - GOLPARK 132/A, SOUTHERN AVENUE, DR.MEGHNAD SAHA SARANIGOL PARK, DHAKURIA, KOLKATA, WEST BENGAL- 700029
HDFC Bank KOLKATA - MADHYAMGRAM ROHINI SODEPUR ROAD, MADHYAM GRAM DIST, 24 PARAGANAS-NORTH, KOLKATA, WEST BENGAL - 743275
Magma Fincorp Gariahat 2nd Floor, 226B, Rashbehari Avenue, Gariahat, Kolkata, WEST BENGAL 700019
Magma Fincorp Park Street 24, Park Street, Park Centre, 4th Floor, Room No - 4A, Kolkata, WEST BENGAL 700016
Magma Fincorp Rajarhat 3rd Floor, Premises No-304, Block 4A, New Town, Rajarhat, Kolkata, WEST BENGAL 700156
Magma Fincorp Ecospace Business Park Block-3B, B201-202, Ecospace Business Park, Ambuja Realty Campus, Action Area II, New Town, Rajarhat, Kolkata, WEST BENGAL 700156
Magma Fincorp Barrackpore trunk road Ground Floor, 11, Barrackpore trunk road, Dunlop, Kolkata, WEST BENGAL 700056
Axis Bank KOLKATA BRANCH 7, SHAKESPEARE SARANI  KOLKATA
Axis Bank GOLPARK 20,GARIAHAT ROAD  GOLPARK
Axis Bank KANKURGACHI P-35, CIT ROAD, SCHEME VII (M) MANICKTALA MAIN ROAD, KOLKATA
Axis Bank SALT LAKE CITY -KOLKATA BD-20, SECTOR I,  SALT LAKE CITY
Axis Bank BAGUIATI MANGALIK, H/H-19/1, VIP ROAD  BAGUIATI.
HDFC Bank KOLKATA - STEPHEN HOUSE (BBD BAG) HDFC BANK LTD, STEPHEN HOUSE , 4 B.B.D. BAG - EAST ,KOLKATA, WEST BENGAL - 700 001
HDFC Bank KOLKATA - CENTRAL PLAZA 2/6 SARAT BOSE ROAD, CENTRAL PLAZA, KOLKATA, WEST BENGAL- 700 020
HDFC Bank KOLKATA - SALT LAKE - SECTOR 1 B A/3, SECTOR 1, SALT LAKE CITY, KOLKATA, WEST BENGAL - 700 064
HDFC Bank KOLKATA - GOLPARK 132/A, SOUTHERN AVENUE, DR.MEGHNAD SAHA SARANIGOL PARK, DHAKURIA, KOLKATA, WEST BENGAL- 700029
HDFC Bank KOLKATA - MADHYAMGRAM ROHINI SODEPUR ROAD, MADHYAM GRAM DIST, 24 PARAGANAS-NORTH, KOLKATA, WEST BENGAL - 743275
Axis Bank KOLKATA BRANCH 7, SHAKESPEARE SARANI  KOLKATA
Axis Bank GOLPARK 20,GARIAHAT ROAD  GOLPARK
Axis Bank KANKURGACHI P-35, CIT ROAD, SCHEME VII (M) MANICKTALA MAIN ROAD, KOLKATA
Axis Bank SALT LAKE CITY -KOLKATA BD-20, SECTOR I,  SALT LAKE CITY
Axis Bank BAGUIATI MANGALIK, H/H-19/1, VIP ROAD  BAGUIATI.
Axis Bank KOLKATA BRANCH 7, SHAKESPEARE SARANI  KOLKATA
Axis Bank GOLPARK 20,GARIAHAT ROAD  GOLPARK
Axis Bank KANKURGACHI P-35, CIT ROAD, SCHEME VII (M) MANICKTALA MAIN ROAD, KOLKATA
Axis Bank SALT LAKE CITY -KOLKATA BD-20, SECTOR I,  SALT LAKE CITY
Axis Bank BAGUIATI MANGALIK, H/H-19/1, VIP ROAD  BAGUIATI.
HDFC Bank KOLKATA - STEPHEN HOUSE (BBD BAG) HDFC BANK LTD, STEPHEN HOUSE , 4 B.B.D. BAG - EAST ,KOLKATA, WEST BENGAL - 700 001
HDFC Bank KOLKATA - CENTRAL PLAZA 2/6 SARAT BOSE ROAD, CENTRAL PLAZA, KOLKATA, WEST BENGAL- 700 020
HDFC Bank KOLKATA - SALT LAKE - SECTOR 1 B A/3, SECTOR 1, SALT LAKE CITY, KOLKATA, WEST BENGAL - 700 064
HDFC Bank KOLKATA - GOLPARK 132/A, SOUTHERN AVENUE, DR.MEGHNAD SAHA SARANIGOL PARK, DHAKURIA, KOLKATA, WEST BENGAL- 700029
HDFC Bank KOLKATA - MADHYAMGRAM ROHINI SODEPUR ROAD, MADHYAM GRAM DIST, 24 PARAGANAS-NORTH, KOLKATA, WEST BENGAL - 743275
ICICI Bank KOLKATA - R N MUKHERJEE 20, R N MUKHERJEE ROAD, KOLKATA - 700001
ICICI Bank KOLKATA - BALLYGUNGE RISHIKESH, 1/1, ASHUTOSH -CHOWUDHRY AVENU, BALLYGUNGE, KOLKATA - 700019
ICICI Bank KOLKATA - SALT LAKE BJ-140, SECTOR II, SALT LAKE CITY, KOLKATA - 700091
ICICI Bank KOLKATA - CHOWRINGHEE 36 CHOWRINGHEE ROAD, KOLKATA - 700071
ICICI Bank KOLKATA - SALT LAKE - SECTOR 1 ICICI BANK AC-4, SECTOR-1, SALT LAKE CITY - 700064
SBI Bank KOLKATA MAIN SAMRIDDHI BHAWAN, 1 STRAND ROAD, KOLKATA 700 001
SBI Bank ALIPORE 24 BY 1 BY 1 ALIPORE ROADT KOLKATA W BENGAL 700027
SBI Bank BARASAT 12 BY 28 KNC ROAD, BARASAT, 24 PARGANAS, WEST BENGAL 700124
SBI Bank BHOWANIPORE 6 BY 1, RAMESH MITRA ROAD, DISTT. KOLKATA, WEST BENGAL 700025
SBI Bank BURRA BAZAR 195, M G ROAD, KOLKATA, WEST BENGAL, PIN 700007
Tata Capital Kolkata Flat Nos.6C, 6th floor, Park Plaza, South Block, 71 Park Plaza, Kolkata - 700016
Tata Capital Salt Late 2 PS Srijan Tech Park, 11th FL, DN - 52, Sector - V, Salt Lake, Kolkata - 700091
Tata Capital Kolkata 53D, Mirza Ghalib Street (Free School Street), Besides Vijaya Bank, Kolkata - 700 016.
Tata Capital Nehru Road Tata Center, 1st Floor, 43 J L Nehru Road, Kolkata - 700071
Tata Capital Loudon Street 7/1A, Loudon Street, Kolkata - 700017
Magma Fincorp Gariahat 2nd Floor, 226B, Rashbehari Avenue, Gariahat, Kolkata, WEST BENGAL 700019
Magma Fincorp Park Street 24, Park Street, Park Centre, 4th Floor, Room No - 4A, Kolkata, WEST BENGAL 700016
Magma Fincorp Rajarhat 3rd Floor, Premises No-304, Block 4A, New Town, Rajarhat, Kolkata, WEST BENGAL 700156
Magma Fincorp Ecospace Business Park Block-3B, B201-202, Ecospace Business Park, Ambuja Realty Campus, Action Area II, New Town, Rajarhat, Kolkata, WEST BENGAL 700156
Magma Fincorp Barrackpore trunk road Ground Floor, 11, Barrackpore trunk road, Dunlop, Kolkata, WEST BENGAL 700056
DHFL Kolkata Duck Back house, 1st Floor, 41 Shakespear Sarani, Kolkata - 700017.
DHFL Kolkata Syndication 1st Floor, 4N C Dutta Sarani, United Bank of India, Kolkata Milan Br, Kolkata - 700001.
DHFL Rashbihari Narayani Building, 2nd Floor , 112A Rashbihari Avenue, Kolkata, .West Bengal – 700029
HDFC Bank KOLKATA - STEPHEN HOUSE (BBD BAG) HDFC BANK LTD, STEPHEN HOUSE , 4 B.B.D. BAG - EAST ,KOLKATA, WEST BENGAL - 700 001
HDFC Bank KOLKATA - CENTRAL PLAZA 2/6 SARAT BOSE ROAD, CENTRAL PLAZA, KOLKATA, WEST BENGAL- 700 020
HDFC Bank KOLKATA - SALT LAKE - SECTOR 1 B A/3, SECTOR 1, SALT LAKE CITY, KOLKATA, WEST BENGAL - 700 064
HDFC Bank KOLKATA - GOLPARK 132/A, SOUTHERN AVENUE, DR.MEGHNAD SAHA SARANIGOL PARK, DHAKURIA, KOLKATA, WEST BENGAL- 700029
HDFC Bank KOLKATA - MADHYAMGRAM ROHINI SODEPUR ROAD, MADHYAM GRAM DIST, 24 PARAGANAS-NORTH, KOLKATA, WEST BENGAL - 743275
Axis Bank KOLKATA BRANCH 7, SHAKESPEARE SARANI  KOLKATA
Axis Bank GOLPARK 20,GARIAHAT ROAD  GOLPARK
Axis Bank KANKURGACHI P-35, CIT ROAD, SCHEME VII (M) MANICKTALA MAIN ROAD, KOLKATA
Axis Bank SALT LAKE CITY -KOLKATA BD-20, SECTOR I,  SALT LAKE CITY
Axis Bank BAGUIATI MANGALIK, H/H-19/1, VIP ROAD  BAGUIATI.
ICICI Bank KOLKATA - R N MUKHERJEE 20, R N MUKHERJEE ROAD, KOLKATA - 700001
ICICI Bank KOLKATA - BALLYGUNGE RISHIKESH, 1/1, ASHUTOSH -CHOWUDHRY AVENU, BALLYGUNGE, KOLKATA - 700019
ICICI Bank KOLKATA - SALT LAKE BJ-140, SECTOR II, SALT LAKE CITY, KOLKATA - 700091
ICICI Bank KOLKATA - CHOWRINGHEE 36 CHOWRINGHEE ROAD, KOLKATA - 700071
ICICI Bank KOLKATA - SALT LAKE - SECTOR 1 ICICI BANK AC-4, SECTOR-1, SALT LAKE CITY - 700064
HDFC Bank KOLKATA - STEPHEN HOUSE (BBD BAG) HDFC BANK LTD, STEPHEN HOUSE , 4 B.B.D. BAG - EAST ,KOLKATA, WEST BENGAL - 700 001
HDFC Bank KOLKATA - CENTRAL PLAZA 2/6 SARAT BOSE ROAD, CENTRAL PLAZA, KOLKATA, WEST BENGAL- 700 020
HDFC Bank KOLKATA - SALT LAKE - SECTOR 1 B A/3, SECTOR 1, SALT LAKE CITY, KOLKATA, WEST BENGAL - 700 064
HDFC Bank KOLKATA - GOLPARK 132/A, SOUTHERN AVENUE, DR.MEGHNAD SAHA SARANIGOL PARK, DHAKURIA, KOLKATA, WEST BENGAL- 700029
HDFC Bank KOLKATA - MADHYAMGRAM ROHINI SODEPUR ROAD, MADHYAM GRAM DIST, 24 PARAGANAS-NORTH, KOLKATA, WEST BENGAL - 743275

Documents Required For Loan Against Property

Most banks follow the same general rules in terms of document requirement. There may be a few changes in certain cases, in which case, our loan officers will guide you personally to complete the documentation process. Salaried individuals.

1. Form 16 of last 2 years or Income Tax Returns.

2. Salary slips of last 3 months.

3. Last 6 months bank statement reflecting salary credits.

4. ID/ Age Proof - PAN Card/ Passport/ Signature Proof/ Aadhar Card and Residence Proof – Passport/      Utility bills/ Bank Statements.

5. Cheque of Processing Fee.

1. Proof of Business - Shop and Establishment Certificate/ Vat Registration Certificate/ Service Tax      Certificate.

2. Last 3 years IT tax returns with profit and loss account and balance sheet duly audited by CA.

3. Existing Loans’ Sanction letters accompanied with repayment track.

4. Business profile on the letterhead of the company.

5. ID/ Age Proof - PAN Card/ Passport/ Signature Proof/ Aadhar Card and Residence Proof – Passport/      Utility bills/ Bank Statements.

6. Cheque of Processing Fee.

1. Age proof of all the partners in the form of PAN Card, Passport or Aadar Card.

2. PAN Card of the company.

3. Residence proof of all the partners – Utility Bills/ Passport/Bank statement/ Registered rent      agreement.

4. Proof of Business - Shop and Establishment Certificate/Vat Registration Certificate/ Service Tax      Certificate.

5. Latest 3 years Income Tax returns with profit and loss and balance sheet duly audited by CA.

6. Latest 12 months bank statement of the Company and of the Partners’ Savings Bank Account.

7. Existing Loans' Sanction letters accompanied with repayment track.

8. Business profile on the letterhead of the company.

9. ID/ Age Proof - PAN Card/ Passport/ Signature Proof/ Aadhar Card and Residence Proof – Passport/      Utility bills/ Bank Statements.

10. Cheque of Processing Fee.

1. Application form duly filled with photographs of directors.

2. Age Proof of Directors - PAN Card, Aadhar Card, passport.

3. Residence Proof of Directors - Utility Bills/ Passport/Bank statement/ Registered rent agreement.

4. PAN Card of Company.

5. Education Qualification - A professional qualification certificate in case of Doctors/CA/Architects.

6. Proof of Business - Shop and Establishment Certificate/Vat Registration Certificate/ Service Tax      Certificate.

7. MOA, AOA, List Of Directors, Share Holding Pattern of the Company.

8. Last 3 years IT returns with Profit and Loss account and balance sheet duly audited by CA.

9. Latest 12 months bank statement of Company of all current accounts and the same for Director’s      Savings Bank Account.

10. Existing Loans’ sanction letter with repayment track of company and Individual Directors.

11. Business Profile on the Letter Head of the Company.

12. ID/ Age Proof - PAN Card/ Passport/ Signature Proof/ Aadhar Card and Residence Proof –         Passport/ Utility bills/ Bank Statements.

13. Cheque of Processing Fee.

1. Occupancy Certificate.

2. Approved Plan of building.

3. Share certificate copy.

4. Past 13 years Chain of deeds.

5. Nil Encumbrance Certificate - EC (if applicable).

6. Current Sale agreement/ Draft Agreement to sell.

Documents required for Guarantor:

Your eligibility for Loan Against Property is determined by the following factors:-

Income

Age

Qualification

Spouse’s income

No of dependents

Market value of property

Savings History

Assets/Liabilities

Stability and continuity of occupation