Almost everyone today has a bit of rectangular plastic in their wallets or purses. That’s the Credit Card and the Debit Card. A few years ago, hardly anyone had a Credit Card. Today, nobody thinks twice about paying for their purchases with a card. It’s not uncommon for people to have several cards. It’s not hard to figure out why. The Credit Card benefits are too great to ignore. Plus with more banks offering them: the process has become more straightforward, and there are a vast variety of options to suit every lifestyle and spending tendency.
The illustration below indicates what to expect at every step during the credit card evaluation process. It helps understand how the credit decisioning works in banks and the steps they take before deciding to accept or reject a credit card.
Fill in the Credit Card Application Form, to check your eligibility.
Compare various credit card options, and apply for the suitable option.
Get an instant e-approval, after successful submission of the application.
The common Eligibility which are required for an online credit card approval are given below: