IDFC Personal Loan Rate Of Interest

IDFC Bank Ltd. is an Indian banking company with headquarters in Mumbai that forms part of IDFC, an integrated infrastructure finance company. The bank started operations on 1 October 2015. IDFC received a universal banking licence from the Reserve Bank of India (RBI) in July 2015. On 6th November, 2015, IDFC Bank was listed on BSE and NSE.


  • Part Payment Facility Available
  • Loan Disbursed Within 2 Days
  • For Closure After 3 EMI
  • No Current Address Proof Required
  • More than 25k company listed

Apply For Personal Loan!

IDFC Personal Loan Interest Rate Details
Interest Rate 11.99% - 19.5%
EMI per Lakh Rs. 2224 per lakh
Loan Amount Offered Min Rs. 50,000 and Max Rs. 20,00,000
Loan Tenure 1-5 years
Processing Fees 1.5%
Age 23- 60 years
Part Payment Allowed after 3 EMI's
Foreclosure 3% of principal outstanding
Everything You Need To Know About

IDFC Personal Loan


Online Lowest Personal Loan interest rates for IDFC loans on Loanadda. India top bank loans providers.Apply Online Get a step closer to your dreams and goals by availing our Personal Loans and meet your financial needs. You can avail a personal loan to meet unexpected expenses, a dream holiday, school or college fees, wedding expenditure, home improvement expenses or even purchase of consumer durables.

Personal Loan For IDFC

Most banks follow the same general rules in terms of document requirement. There may be a few changes in certain cases, in which case, our loan officers will guide you personally to complete the documentation process. Salaried individuals.

1. Form 16 of last 2 years or Income Tax Returns.

2. Salary slips of last 3 months.

3. Last 6 months bank statement reflecting salary credits.

4. ID/ Age Proof - PAN Card/ Passport/ Signature Proof/ Aadhar Card and Residence Proof – Passport/      Utility bills/ Bank Statements.

5. Cheque of Processing Fee.

Personal Loan Eligibility
Documents required for Guarantor:

Your IDFC Bank Personal Loan eligibility is determined by the following factors:-

Income/ Other Income



Property value

No of dependents

Bank Balance