HDFC Bank Personal Loan Rate Of Interest

HDFC Bank Limited is an Indian banking and financial services company headquartered in Mumbai, Maharashtra. It has about 76,286 employees including 12,680 women[6] and has a presence in Bahrain, Hong Kong and Dubai.[7] HDFC Bank is the second largest private bank in India as measured by assets.[8] It is the largest bank in India by market capitalization as of February 2016.[9] It was ranked 58th among India’s most trusted brands according to Brand Trust Report, 2015.[10]


HDFC is known for be steadfast and surefooted and is growing its retail loan portfolio on the back of over 40% growth in personal loans. Customers are satisfied because on an average a personal loan (if the eligibility criteria is met) is disbursed within 2 to 3 days if applied offline without the requirement of any guarantor.

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HDFC Bank Personal Loan Interest Rate Details
Interest Rate 11.29% - 20%
EMI per Lakh Rs. 2,198 per lakh
Loan Amount Offered Min Rs. 50,000 and Max Rs. 2,500,000
Loan Tenure 1 - 5 years
Processing Fees 0.25% to 1.50%
Age 21 - 60 years
Part Payment Not allowed
Foreclosure After 1 year with pre-closure charges applicable
Everything You Need To Know About

HDFC Bank Personal Loan


Online Lowest Personal Loan interest rates for HDFC Bank loans on Loanadda. India top bank loans providers.Apply Online Get a step closer to your dreams and goals by availing our Personal Loans and meet your financial needs. You can avail a personal loan to meet unexpected expenses, a dream holiday, school or college fees, wedding expenditure, home improvement expenses or even purchase of consumer durables.

Personal Loan For HDFC Bank

Most banks follow the same general rules in terms of document requirement. There may be a few changes in certain cases, in which case, our loan officers will guide you personally to complete the documentation process. Salaried individuals.

1. Form 16 of last 2 years or Income Tax Returns.

2. Salary slips of last 3 months.

3. Last 6 months bank statement reflecting salary credits.

4. ID/ Age Proof - PAN Card/ Passport/ Signature Proof/ Aadhar Card and Residence Proof – Passport/      Utility bills/ Bank Statements.

5. Cheque of Processing Fee.

Personal Loan Eligibility
Documents required for Guarantor:

Your HDFC Bank Bank Personal Loan eligibility is determined by the following factors:-

Income/ Other Income



Property value

No of dependents

Bank Balance