ICICI Home Loan Rate Of Interest
ICICI Bank, an Indian multinational bank providing banking and financial services being headquartered in Mumbai, India. As of now, ICICI is the second largest public sector bank in the country in terms of market capitalization and assets. Originally, ICICI Bank was promoted in the year 1994 by ICICI Limited, a solely Indian financial institution and which was its wholly owned subsidiary. ICICI offers a wide array of banking and well as financing services to the retail and corporate customers for sufficing their needs through a large variety of delivery channels. Offering a bunch of financial products, ICICI has left no stones unturned in being the most preferred lenders among the borrowers.
ICICI HOME LOAN
One of the largest Home Loan financing company is ICICI Bank Home Loan. The attractive rate of interests, simple documentation & fast processing makes the customer to take the Home loan from them.
BRANCH IN KOLKATA
|KOLKATA - R N MUKHERJEE||20, R N MUKHERJEE ROAD, KOLKATA - 700001|
|KOLKATA - BALLYGUNGE||RISHIKESH, 1/1, ASHUTOSH -CHOWUDHRY AVENU, BALLYGUNGE, KOLKATA - 700019|
|KOLKATA - SALT LAKE||BJ-140, SECTOR II, SALT LAKE CITY, KOLKATA - 700091|
|KOLKATA - CHOWRINGHEE||36 CHOWRINGHEE ROAD, KOLKATA - 700071|
|KOLKATA - SALT LAKE - SECTOR 1||ICICI BANK AC-4, SECTOR-1, SALT LAKE CITY - 700064|
|Loan Amount Offered||Max. - Rs 7500000|
|Loan Tenure||Min. - 5 Yrs. Max. - 20 Yrs.|
|Time To Process Application||7 days|
|Processing Fees||0.5 %|
|Fixed To Float Charges||1.75 %|
|Float To Fixed Charges||1.75 %|
|Pre Payment Charges||2 %|
ICICI Home Loan
Online Lowest Home Loan interest rates for ICICI bank loans on Loanadda. India top bank loans providers. Apply Online Buying a house can be the most rewarding decisions of your life. We make it both memorable and hassle free by bringing you the best offers across banks and NBFC’s. LoanAdda makes the whole process simpler and faster with various options ranging from purchase of home, balance transfers of existing home loan, purchase of plot, home improvement etc. LoanAdda, the leading marketplace for loans brings you a real time quote for all your loan requirements. Your dream home is now just a click away.
There is a home loan for every requirement, take a look:
- Ready Property Purchase Loans: These are for buying a new home.
- Land Purchase Loans: These loans are for buying a new plot either as an investment or to construct a house.
- Home Construction Loans: Opt for a home construction loan, if you plan to build a house over an already owned land.
- Home Improvement Loans: These loans are applicable when you want to renovate or re-build your house.
- Balance Transfer Loans: All banks are competing to bring the best rates to the customer. The customer can make use of the lower interest rate facilities to move his existing loan to another service provider at a better rate. As per the RBI guideline, there is no longer any pre-payment penalty for foreclosure of the loan.
- NRI Home Loans: Specially designed for the benefit of non-resident Indians. The maximum tenure is 15 years and the rate of interest is a little higher than existing rates. The paperwork is also a little longer and complicated.
Most banks follow the same general rules in terms of document requirement. There may be a few changes in certain cases, in which case, our loan officers will guide you personally to complete the documentation process. Salaried individuals.
1. Form 16 of last 2 years or Income Tax Returns.
2. Salary slips of last 3 months.
3. Last 6 months bank statement reflecting salary credits.
4. ID/ Age Proof - PAN Card/ Passport/ Signature Proof/ Aadhar Card and Residence Proof – Passport/ Utility bills/ Bank Statements.
5. Cheque of Processing Fee.
1. Proof of Business - Shop and Establishment Certificate/ Vat Registration Certificate/ Service Tax Certificate.
2. Last 3 years IT tax returns with profit and loss account and balance sheet duly audited by CA.
3. Existing Loans’ Sanction letters accompanied with repayment track.
4. Business profile on the letterhead of the company.
5. ID/ Age Proof - PAN Card/ Passport/ Signature Proof/ Aadhar Card and Residence Proof – Passport/ Utility bills/ Bank Statements.
6. Cheque of Processing Fee.
1. Age proof of all the partners in the form of PAN Card, Passport or Aadar Card.
2. PAN Card of the company.
3. Residence proof of all the partners – Utility Bills/ Passport/Bank statement/ Registered rent agreement.
4. Proof of Business - Shop and Establishment Certificate/Vat Registration Certificate/ Service Tax Certificate.
5. Latest 3 years Income Tax returns with profit and loss and balance sheet duly audited by CA.
6. Latest 12 months bank statement of the Company and of the Partners’ Savings Bank Account.
7. Existing Loans' Sanction letters accompanied with repayment track.
8. Business profile on the letterhead of the company.
9. ID/ Age Proof - PAN Card/ Passport/ Signature Proof/ Aadhar Card and Residence Proof – Passport/ Utility bills/ Bank Statements.
10. Cheque of Processing Fee.
1. Application form duly filled with photographs of directors.
2. Age Proof of Directors - PAN Card, Aadhar Card, passport.
3. Residence Proof of Directors - Utility Bills/ Passport/Bank statement/ Registered rent agreement.
4. PAN Card of Company.
5. Education Qualification - A professional qualification certificate in case of Doctors/CA/Architects.
6. Proof of Business - Shop and Establishment Certificate/Vat Registration Certificate/ Service Tax Certificate.
7. MOA, AOA, List Of Directors, Share Holding Pattern of the Company.
8. Last 3 years IT returns with Profit and Loss account and balance sheet duly audited by CA.
9. Latest 12 months bank statement of Company of all current accounts and the same for Director’s Savings Bank Account.
10. Existing Loans’ sanction letter with repayment track of company and Individual Directors.
11. Business Profile on the Letter Head of the Company.
12. ID/ Age Proof - PAN Card/ Passport/ Signature Proof/ Aadhar Card and Residence Proof – Passport/ Utility bills/ Bank Statements.
13. Cheque of Processing Fee.
1. Occupancy Certificate.
2. Approved Plan of building.
3. Share certificate copy.
4. Past 13 years Chain of deeds.
5. Nil Encumbrance Certificate - EC (if applicable).
6. Current Sale agreement/ Draft Agreement to sell.
Your ICICI Home Loan eligibility is determined by the following factors:-
Income/ Other Income
No of dependents