HOUSING LOAN OFFICE LOAN

Initial Details

Employment Type
Turnover
Profit Before Tax
Current Paying EMI (If Any)
Monthly Income
Current Paying EMI (If Any)
Age
Full Name
Phone Number

Offers

Bank Best Rate EMI Max Loan Offered (Lacs)
Bank Best Rate EMI Loan Amount (lacs)
Tiger Nixon System Architect Edinburgh 61

Personal Details

Property Location
Select the city where property is location
Type of Property
Select the property type
Property Agreement Value
Enter the property agreement value
Name of Your Organization
Enter the name of the organization
Total Work Experience
Enter your total work experience
Date of Birth
Enter your date of birth
Pan Card
Please enter your PAN number
Email Id
Enter your email (abc@company.com)

Property Location
Select the city where property is location
Type of Property
select the property type
Property Agreement Value
Enter the property agreement value
Turnover
Please enter your net income
Date of Incorporation
Select the date of incorporation
Constitution
Select the type of constitution
Pan Card
Please enter your PAN number
Email Id
Enter your email (abc@company.com)

Complete

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You are very important to us, all information received will always remain confidential. Our expert will contact you within next 24hrs with the best offers available.

About office loan

Office premises loan enables entrepreneurs to expand their business with good infrastructure. The proceeds from the loan can be used to purchase, construct or expand your office premises. The loan can be availed by self employed professionals like doctors, architects and self empoyed non-professionals like businessmen.

Things to know

Available for Office Premises
Loan Amount 8 lakhs to 3 crores
Rate of Interest 11% onwards
Processing Fee 1%
Financial Institutions Non-Banking Finance Companies & Housing Finance Institution
Documents Valid documents- As per below table

Documents Required For Office Loan

Most banks follow the same general rules in terms of document requirement. There may be a few changes in certain cases, in which case, our loan officers will guide you personally to complete the documentation process. Salaried individuals.

1. Form 16 of last 2 years or Income Tax Returns.

2. Salary slips of last 3 months.

3. Last 6 months bank statement reflecting salary credits.

4. ID/ Age Proof - PAN Card/ Passport/ Signature Proof/ Aadhar Card and Residence Proof – Passport/      Utility bills/ Bank Statements.

5. Cheque of Processing Fee.

1. Proof of Business - Shop and Establishment Certificate/ Vat Registration Certificate/ Service Tax      Certificate.

2. Last 3 years IT tax returns with profit and loss account and balance sheet duly audited by CA.

3. Existing Loans’ Sanction letters accompanied with repayment track.

4. Business profile on the letterhead of the company.

5. ID/ Age Proof - PAN Card/ Passport/ Signature Proof/ Aadhar Card and Residence Proof – Passport/      Utility bills/ Bank Statements.

6. Cheque of Processing Fee.

1. Age proof of all the partners in the form of PAN Card, Passport or Aadar Card.

2. PAN Card of the company.

3. Residence proof of all the partners – Utility Bills/ Passport/Bank statement/ Registered rent      agreement.

4. Proof of Business - Shop and Establishment Certificate/Vat Registration Certificate/ Service Tax      Certificate.

5. Latest 3 years Income Tax returns with profit and loss and balance sheet duly audited by CA.

6. Latest 12 months bank statement of the Company and of the Partners’ Savings Bank Account.

7. Existing Loans' Sanction letters accompanied with repayment track.

8. Business profile on the letterhead of the company.

9. ID/ Age Proof - PAN Card/ Passport/ Signature Proof/ Aadhar Card and Residence Proof – Passport/      Utility bills/ Bank Statements.

10. Cheque of Processing Fee.

1. Application form duly filled with photographs of directors.

2. Age Proof of Directors - PAN Card, Aadhar Card, passport.

3. Residence Proof of Directors - Utility Bills/ Passport/Bank statement/ Registered rent agreement.

4. PAN Card of Company.

5. Education Qualification - A professional qualification certificate in case of Doctors/CA/Architects.

6. Proof of Business - Shop and Establishment Certificate/Vat Registration Certificate/ Service Tax      Certificate.

7. MOA, AOA, List Of Directors, Share Holding Pattern of the Company.

8. Last 3 years IT returns with Profit and Loss account and balance sheet duly audited by CA.

9. Latest 12 months bank statement of Company of all current accounts and the same for Director’s      Savings Bank Account.

10. Existing Loans’ sanction letter with repayment track of company and Individual Directors.

11. Business Profile on the Letter Head of the Company.

12. ID/ Age Proof - PAN Card/ Passport/ Signature Proof/ Aadhar Card and Residence Proof –         Passport/ Utility bills/ Bank Statements.

13. Cheque of Processing Fee.

Eligibility Criteria

Documents required for Guarantor:

Your eligibility for LAP is determined by the following factors:-

Income

Age

Qualification

Spouse’s income

No of dependents

Market value of property

Savings History

Assets/Liabilities

Stability and continuity of occupation