http://www.loanadda.com/personal-loans/loan-modification-fact-and-fiction-who-qualifies-and-what-can-be-modified/ This article explains who qualifies for a loan modification. It describes what can be negotiated with lender and gives advice on how to decide whether to seek a loan modification alone or hire an expert. Tue, 30 Jun 2009 05:52:29 MDT en