Best Interest Rate for Ratnakar Personal Loan
RBL Bank Limited (formerly known as The Ratnakar Bank limited) is a scheduled commercial bank headquartered in the Kolhapur region of Maharashtra. Founded in August 1943, RBL is one of the oldest private sector banks in India. The Bank currently services approximately 19,00,000 customers and has a total business size of over Rs. 45,000 Crores. It offers a range of banking products and services categorized largely in 5 verticals - Corporate & Institutional Banking, Commercial Banking, Retail Banking, Agri & Development Banking and Financial Markets. As of July 2015, ICRA has reaffirmed the rating of [ICRA] A1+ to the Rs 2,250 Crore (Enhanced from Rs. 1,500 Crore) Certificates of Deposits Programme of RBL Bank. It has also reaffirmed the rating of [ICRA]MAA- with stable outlook on the Fixed Deposit Programme and the rating of [ICRA] A1+ to the Short Term Fixed Deposits Programme of the bank.
Ratnakar PERSONAL LOAN
Ratnakar Personal Loan Details
|Loan Amount Offered||Max. - Rs 7500000|
|Loan Tenure||Min. - 5 Yrs. Max. - 20 Yrs.|
|Time To Process Application||7 days|
|Processing Fees||0.5 %|
|Fixed To Float Charges||1.75 %|
|Float To Fixed Charges||1.75 %|
|Pre Payment Charges||2 %|
Everything You Need To Know About Personal Loan
Get a step closer to your dreams and goals by availing our Personal Loans and meet your financial needs. You can avail a personal loan to meet unexpected expenses, a dream holiday, school or college fees, wedding expenditure, home improvement expenses or even purchase of consumer durables.
Most banks follow the same general rules in terms of document requirement. There may be a few changes in certain cases, in which case, our loan officers will guide you personally to complete the documentation process. Salaried individuals.
1. Form 16 of last 2 years or Income Tax Returns.
2. Salary slips of last 3 months.
3. Last 6 months bank statement reflecting salary credits.
4. ID/ Age Proof - PAN Card/ Passport/ Signature Proof/ Aadhar Card and Residence Proof – Passport/ Utility bills/ Bank Statements.
5. Cheque of Processing Fee.
Your eligibility for Home Loan is determined by the following factors:-
Income/ Other Income
No of dependents